Non-bank lending is all about providing you with alternative solutions
We can help a wider range of people by always looking at the bigger picture. We take your individual circumstances into account and may be able to consider situations that some traditional lenders will decline.
Common reasons you may need our help
Some of the common scenarios we could help with are for people who have had credit issues following a major ‘life event’ like a relationship breakdown or job loss. We may also be able to help someone’s income sources, or employment type could be preventing them from obtaining a home loan. Whatever your circumstances, if you have a mortgage application that does not meet traditional lending criteria it could be time to get a second opinion. Talk to a Pepper Money accredited Financial Adviser today.
All loan applications are subject to the lender completing responsible lending checks and considering the borrower’s individual circumstances.
Three home loan products, and only one application form –
Let Pepper Money do the work
We use our cascading credit model to assess applications. We will assess an application under the Pepper Essential product first, and then, will automatically reassess across our Easy and Advantage home loan products if it does not fit the Pepper Essential credit criteria. Where we can, we will provide a solution, saving the time and effort of reapplying.
Pepper offers floating and 2 and 3 year fixed interest rates and alternative documentation (alt doc) home loans across our range of home loan products.
Until 30 September 2021 we are discounting floating interest rates across our Pepper Essential, Easy and Advantage loan products for new customers (this does not apply to existing Pepper Money customers)*