All loan applications are subject to the lender completing responsible lending checks and considering the borrower's individual circumstances.
You are protected by responsible lending laws. Because of these protections, the recommendations given to you about home loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.
*The results of the budget planner are based on information you have provided and the assumptions in the calculator (See 'About this calculator') and is to be used as a guide only. Calculator by Widgetworks.
Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. All applications for credit are subject to credit assessment, loan eligibility criteria and lending limits. Terms, conditions, fees and charges apply. For further information about fees and charges refer to our fees and charges schedule.