All loan applications are subject to the lender completing responsible lending checks and considering the borrower's individual circumstances.
You are protected by responsible lending laws. Because of these protections, the recommendations given to you about home loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.
*The Savings and Term Deposit Calculator calculates the total accumulation in a savings account, at the regular deposit frequency requested or the interest earned on a term deposit for the investment term entered.
The results of the Savings and Term Deposit Calculator are based on information you have provided in the calculator and the assumptions in the calculator (See 'About this calculator'). These are to be used as a guide only. It should not be relied upon. Calculations are not forecasts or projections. Calculator by Widgetworks.
The interest rates do not reflect true interest rates and the formula used for the purpose of calculating the total savings (deposited money plus interest earned) is based on the assumption that interest rates remain constant for the investment term you have entered.
Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. All applications for credit are subject to credit assessment, loan eligibility criteria and lending limits. Terms, conditions, fees and charges apply. For further information about fees and charges refer to our fees and charges schedule.