Welcome to Pepper Money New Zealand

Almost 40% of New Zealand home buyers turned down for a loan didn’t know there was an alternative. Good news. There is. Pepper Money.


Real life home loans and how we can help.

Experiencing Financial Difficulty?

Please contact us sooner rather than later.

If you are experiencing financial difficulty and are unable to afford your loan repayments, groceries or general daily expenses, please apply for assistance here or contact us on 0800 945 658.

Note: If you’ve already applied for assistance, there’s no need to reapply, we will be in touch in the next 5 days to discuss your request. Thank you for your patience during this busy time.

Apply for assistance

Why choose Pepper Money home loans

Individual and personalised assessment icon

Individual and personalised credit assessment

Competitive Interest Rates - Pepper Money

Fixed and floating interest rates matched to your circumstances

credit impairments and complex situations

We can look at situations with credit issues, paperwork problems, or complex mixtures of both

All loan applications are subject to credit assessment and loan eligibility criteria.

Talk to your financial adviser about Pepper Money today.

Find a financial adviser